Insurance Claim Lawyer in Conroe

Dedicated to Helping Accident Victims Get Their Fair Share

After a car accident or other life-disrupting event, medical bills and other expenses can really add up. Although you may be fully insured, it’s a sad fact that many of the popular big-name insurance companies are more interested in increasing shareholder profits than they are in paying out on legitimate insurance claims for loyal policyholders.

For many of us, the time after an accident or other loss can be stressful and unsettling enough. Having to find your insurance company less-than-helpful when you need them the most will add further unnecessary stress.

Whether you’ve been denied coverage for a so-called “exclusion” or your insurance company isn’t willing to honor coverage that you’ve faithfully paid for, it’s a good idea to speak with a Conroe insurance claim attorney about your case.

The only way to make sure your insurance company is acting in good faith is to have an insurance claim attorney review your actual policy.

Contact Scott Law Firm today to begin with a free consultation. We can review your policy and help you seek a fair payout. Call us at tel:(936) 243-4299 or fill out our online form to schedule your consultation now.

On This Page:

• Auto Policies & Car Accident Claims
• Is Your Insurance Company Going to Take Care of You?
• When to Call an Insurance Claim Attorney in Conroe, Texas

Common Insurance Claim Disputes

When dealing with insurance claims, policyholders often face disputes with their insurance companies over various issues. Some of the most common reasons insurance claims are disputed or denied include:

• Exclusions: Insurance companies sometimes claim certain events are excluded under your policy. It’s important to understand the fine print and know what is and isn’t covered.
• Underpayment: In some cases, insurers offer settlements that are far lower than what you are entitled to, leaving you with out-of-pocket expenses.
• Delays: Insurance companies may delay payments or fail to provide the promised compensation within a reasonable time frame.
• Bad Faith Practices: Insurance companies might act in bad faith by intentionally trying to avoid paying claims, using tactics like misrepresenting your coverage or stalling the claims process.

Understanding the common disputes and knowing your rights can help you take the appropriate action. An experienced Conroe insurance claim attorney can guide you through this process.

What to Do If Your Claim Is Denied

If your insurance claim has been denied, it can be frustrating, especially when you’ve paid premiums for years with the expectation that your insurer will help when needed most. Here’s what to do if your claim is denied:

1. Review the Denial Letter: Insurance companies are required to provide an explanation of why your claim was denied. Review this carefully to understand the reason for the denial.
2. Check Your Policy: Review your insurance policy for exclusions or conditions that may apply to your claim.
3. Appeal the Decision: Most insurance policies allow for an appeal if your claim is denied. Be sure to follow the appeal process and provide additional documentation if needed.
4. Consult an Attorney: If the appeal doesn’t work, consult with a Conroe insurance lawyer to explore your legal options and hold the insurance company accountable for their actions.

How an Insurance Claim Lawyer Can Help

An insurance claim lawyer can provide valuable assistance during the claims process, especially if you’ve encountered delays, denials, or bad faith practices. Here’s how we can help:

• Policy Review: We’ll carefully review your policy to identify any clauses that may affect your claim and ensure that you’re entitled to the compensation you’re requesting.
• Claim Documentation: We can assist with gathering the necessary evidence, medical records, and documents needed to support your case and improve your chances of a successful claim.
• Negotiation with Insurers: Insurance companies often try to minimize payouts. Our lawyers are skilled negotiators who will advocate for your rights and work to get you a fair settlement.
• Litigation: If necessary, we can take your case to court and represent you in front of a judge to secure the compensation you deserve.

Why You Shouldn’t Settle for Less

Insurance companies may offer you a quick settlement to close the case, but it’s important to evaluate the offer carefully. Many initial offers are far lower than what you truly deserve to cover your medical bills, lost wages, and pain and suffering.

• Long-Term Costs: A quick settlement may not account for the long-term costs of your injury, such as ongoing medical treatments or rehabilitation.
• Underestimated Damages: You may not fully understand the extent of your injuries right away. Settling too early could mean accepting less than what you’re entitled to.
• Additional Coverage: A lawyer can help identify any additional sources of compensation you may be entitled to, such as underinsured motorist coverage or other policy benefits.

Car accidents can leave victims in the hospital and out of work for extended periods of time. Although we like to hope that our insurance adjusters are quick to rush in and give us the compensation we deserve, it can take weeks, months, or longer for some policies to payout.

In the meantime, hospital bills are piling up, family members are missing work, and there’s no telling how long it will be until you’re back on your feet. If insurance companies act in bad faith by delaying or denying claims, it’s a good idea to have a lawyer review your policy and make sure you’re getting treated fairly.

Many Americans think that because they pay their insurance premiums, insurance companies will be helpful and be there for them when they need them. Unfortunately, that isn’t always the case. In fact, many popular big-name insurance companies have documented histories of denying and delaying claims.

Insurance companies often deny and delay claims in an effort to get out of paying out policies. Many of these companies are more interested in their bottom line than paying out on legitimate claims.

The American Association for Justice (AAJ) completed a comprehensive and exhaustive investigation that included thousands of court documents, SEC and FBI records, complaint reports and testimony and depositions from former insurance adjusters from around the nation to find and rate the worst insurance companies in the U.S. This study found that some of the worst were Allstate and AIG, among others.

Frequently Asked Questions (FAQ)

• What should I do if my insurance claim is denied?
  If your claim is denied, it's important to review the reasons provided by the insurance company. You can appeal the denial or seek help from a lawyer to ensure your claim is processed correctly.
• How long do I have to file an insurance claim?
  The time you have to file a claim depends on your policy and the type of claim you're making. Generally, you should file as soon as possible to avoid missing deadlines.
• What types of claims can I file with my insurance?
  Insurance claims can be filed for a variety of reasons, including car accidents, property damage, medical costs, or loss of income due to injury. It's important to understand what your policy covers.
• How can an insurance claim lawyer help me?
  An insurance claim lawyer can help you navigate the complexities of the claims process, negotiate with the insurance company, and represent you in case of a denial or dispute.
• What if my personal injury claim is not being handled fairly by my insurance company?
  If your personal injury claim is being delayed, undervalued, or unfairly denied, a lawyer can review your case, ensure your rights are protected, and fight for the compensation you deserve.
• Can I file an insurance claim for medical expenses after an accident?
  Yes, most insurance policies cover medical expenses related to accidents. It’s essential to report the incident promptly and provide all necessary medical documentation to ensure proper coverage.

If you suspect that your insurance company isn’t treating you fairly. Have an insurance claim attorney in Conroe review your case. Holding insurance companies accountable for the coverage they’ve promised is essential for moving forward and getting on with your life.

At the Scott Law Firm, initial consultations are always free. You don’t pay anything unless we recover compensation for you. Call us at (936) 243-4299 for a free consultation and case evaluation.